MCQs on Economy

[Set - 9]

1. An increase in the repo rate will:

A) Decrease the money supply
B) Increase the money supply
C) Stabilize the money supply
D) Not affect the money supply

Correct Answer: A) Decrease the money supply
Explanation: Increasing the repo rate makes borrowing more expensive for banks, thus reducing the money supply in the economy.

2. The practice of reducing government deficits and debt accumulation is known as:

A) Fiscal expansion
B) Fiscal consolidation
C) Deficit financing
D) Capital adequacy

Correct Answer: B) Fiscal consolidation
Explanation: Fiscal consolidation involves policies aimed at reducing government deficits and debt through spending cuts or increased taxation.

3. Which market condition is characterized by a single seller and many buyers?

A) Monopoly
B) Oligopoly
C) Perfect competition
D) Monopolistic competition

Correct Answer: A) Monopoly
Explanation: A monopoly exists when a single seller controls the entire market for a product or service, with no close substitutes.

4. Direct taxes in India are collected by:

A) Central Board of Direct Taxes
B) Central Board of Indirect Taxes and Customs
C) Reserve Bank of India
D) State Governments

Correct Answer: A) Central Board of Direct Taxes
Explanation: The Central Board of Direct Taxes is responsible for the administration of direct taxes like income tax and wealth tax in India.

5. The economic cost of producing an additional unit of a product is called:

A) Marginal cost
B) Total cost
C) Average cost
D) Opportunity cost

Correct Answer: A) Marginal cost
Explanation: Marginal cost is the cost of producing one more unit of a good, considering the cost of resources used in the production.

6. Which term describes the scenario when different companies sell identical products?

A) Monopolistic competition
B) Oligopoly
C) Monopoly
D) Perfect competition

Correct Answer: D) Perfect competition
Explanation: Perfect competition is a market structure where many firms offer a homogeneous product.

7. When the government of a country regularly spends more than it earns, it leads to:

A) Trade surplus
B) Balanced budget
C) Budget deficit
D) Trade deficit

Correct Answer: C) Budget deficit
Explanation: A budget deficit occurs when expenses exceed revenue, indicating that the government is spending more than it earns.

8. The primary objective of establishing Special Economic Zones (SEZs) is to:

A) Protect domestic industries
B) Enhance environmental protection
C) Promote rapid economic growth
D) Increase agricultural output

Correct Answer: C) Promote rapid economic growth
Explanation: SEZs are established to promote rapid economic growth by leveraging tax incentives to attract investors and businesses.

9. Non-performing assets are significant because they:

A) Generate substantial revenue for banks
B) Indicate financial health of banks
C) Reflect the economic growth of a country
D) Show efficient management of a bank

Correct Answer: B) Indicate financial health of banks
Explanation: Non-performing assets are important as they indicate the level of risk and financial health of banks regarding defaulted loans that are not bringing in any interest income.

10. A sudden, significant decline in the stock market is known as a:

A) Bull run
B) Bear hug
C) Market correction
D) Market crash

Correct Answer: D) Market crash
Explanation: A market crash is a sudden, dramatic decline of stock prices across a significant cross-section of a stock market, resulting in a significant loss of paper wealth.

11. The process where the central bank of a country buys or sells government bonds in the market to regulate the money supply is called:

A) Capital rationing
B) Fiscal swapping
C) Open market operations
D) Debt anchoring

Correct Answer: C) Open market operations
Explanation: Open market operations involve the buying and selling of government securities in the open market to regulate the liquidity and money supply in the economy.

12. In economics, 'elasticity' measures:

A) The stiffness of the economy
B) The sensitivity of one variable to changes in another
C) The duration of long-term economic policies
D) The resistance to changes in fiscal policy

Correct Answer: B) The sensitivity of one variable to changes in another
Explanation: Elasticity in economics measures how one economic variable responds to changes in another, such as the change in quantity demanded in response to a price change.

13. Which factor is not considered a determinant of demand?

A) Consumer income levels
B) Production costs
C) Prices of related goods
D) Consumer preferences

Correct Answer: B) Production costs
Explanation: Production costs are a determinant of supply, not demand. Demand is influenced by factors such as consumer income, prices of related goods, and consumer preferences.

14. 'Purchasing Power Parity' is a theory that compares different countries' currencies through:

A) Political stability
B) Stock market performance
C) A basket of goods
D) Gold reserves

Correct Answer: C) A basket of goods
Explanation: Purchasing Power Parity (PPP) is an economic theory that compares different countries’ currencies through a “basket of goods” approach to determine the relative value of the currencies.

15. Which concept is illustrated by the 'Laffer Curve'?

A) Relationship between tax rates and government revenue
B) Impact of technological innovation on productivity
C) Correlation between unemployment rates and workforce skill levels
D) Effect of education on economic growth

Correct Answer: A) Relationship between tax rates and government revenue
Explanation: The Laffer Curve illustrates the relationship between tax rates and the amount of tax revenue collected by governments, showing that increasing tax rates beyond a certain point is counter-productive.

16. 'Human capital' refers to:

A) Investment in machinery and technology
B) The value of a company’s employee base
C) Investments in education, training, and health
D) The total market value of all physical assets

Correct Answer: C) Investments in education, training, and health
Explanation: Human capital refers to the economic value of a worker’s experience and skills, including education, training, intelligence, skills, health, and other things employers value such as loyalty and punctuality.

17. The presence of 'economies of scale' is typically indicated by:

A) Increasing per-unit costs with increased production
B) Decreasing per-unit costs with increased production
C) Stable per-unit costs regardless of production levels
D) Variable costs proportionate to sales

Correct Answer: B) Decreasing per-unit costs with increased production
Explanation: Economies of scale occur when a company’s production increases, leading to lower per-unit costs.

18. 'Market failure' is a situation where:

A) The market does not allocate resources efficiently on its own
B) All producers in the market suffer from heavy losses
C) The stock market crashes unexpectedly
D) Foreign markets dominate the local market

Correct Answer: A) The market does not allocate resources efficiently on its own
Explanation: Market failure occurs when the allocation of goods and services by a free market is not efficient, often justifying government intervention.

19. The withdrawal of money from the banking system by the government is known as:

A) Capital infusion
B) Fiscal injection
C) Deficit financing
D) Sterilization

Correct Answer: D) Sterilization
Explanation: Sterilization is an economic policy used to counter the effects on interest rates and exchange rates due to the central bank engaging in open-market operations to counteract effects of balance of payments fluctuations.

20. Which term describes a prolonged period of low economic activity and high unemployment?

A) Recession
B) Depression
C) Stagnation
D) Contraction

Correct Answer: B) Depression
Explanation: A depression is a severe and prolonged downturn in economic activity, typically featuring significant declines in the GDP and widespread unemployment.

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